The POS for Speed + ClearPay for Clarity in Payments. No BS.

Running a bar or restaurant is hard enough — your payment system shouldn’t make it harder.
You deserve to understand your fees, your options, and the questions sales reps never ask you

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Why Did We Partner With SmartTab (The POS that DOESN’T Suck)

• Pressure‑based touchscreen (works wet, fast, loud)
• One‑click tab search
• Dynamic split checks
• Recall last round
• Offline/online mode
• Real‑time menu updates
• Built for high‑volume bars, nightclubs, restaurants

Who SmartTab is NOT for

SmartTab is the best POS for high‑volume bars — but it’s not for everyone.
If any of these describe your business, we’ll recommend a better fit:

• Small cafés with low ticket volume
• Restaurants that need deep kitchen routing or complex coursing
• Owners who want a cheap iPad POS
• Businesses that prefer to DIY their setup
• Venues with extremely limited WiFi and no option for hardwiring
• Places that don’t run tabs or don’t need speed at the bar

If SmartTab isn’t the right fit, I’ll tell you — and point you to the system that actually matches your workflow.

SmartTab Pricing: How It Works (and Why It’s $0 Upfront)

SmartTab uses a 3.5% processing model that covers:

• All POS software
• All hardware (free equipment program)
• Installation
• Menu buildout
• On‑site go‑live support
• 24/7/365 U.S.‑based support
• Replacements if hardware fails
• No long‑term contracts
• No hidden fees

Why 3.5%?

Because SmartTab is built for speed + reliability, not for being the cheapest POS. The 3.5% model allows them to:

• Provide free hardware
• Offer white‑glove installation
• Keep everything month‑to‑month
• Deliver real support instead of call centers
• Maintain hardware that’s built for bars (not iPads that die when wet)

Who benefits the most from this model?

• High‑volume bars
• Nightclubs
• Venues with fast service
• Restaurants with heavy bar traffic
• Places where speed = revenue

Who should NOT use this model?

• Low‑volume cafés
• Quick‑service restaurants
• Businesses with low average tickets
• Owners who want the cheapest possible POS

If SmartTab is not the right pricing model for your venue, I’ll tell you — and show you the alternative that saves you more.

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Where ClearPay Fits In

SmartTab handles the speed. ClearPay handles the strategy.

Our role is simple:

• We explain your current setup before recommending anything
• We show you the difference between your rate and your true cost
• We help you choose the pricing model that actually fits your venue
• We support you directly — no contracts, no call centers, no BS
• We help you avoid long‑term commitments and hidden fees
• We make sure your POS + payments stack works together, not against you.

You get clarity, not confusion. You get options, not pressure. You get a partner, not a processor.

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Understand what option is best for your business

Every bar and restaurant runs differently — and your pricing model should match how you operate.
Here’s the breakdown:

Cost + Pricing

• Transparent
• You pay interchange + a small markup
• Best for high‑volume, low‑margin businesses
• Requires understanding statements (We will teach you this)

Flat or Set Rate Pricing

• Simple
• Easy to predict
• Often more expensive for restaurants
• Used by Square, Stripe, Toast, etc.

Cash Discount / Dual Pricing

• Offsets processing fees
• Legal when done correctly
• Needs proper signage and compliant setup
• Great for bars with high card volume

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What Most Owners Don’t Know They’re Paying For

Most bars and restaurants don’t realize how many fees get buried inside their statements.
Here are the ones that quietly eat your margins:

• Non‑qualified surcharges
• AMEX / Visa / MasterCard upcharges
• PCI non‑compliance fees
• Batch fees
• Statement fees
• “Free” equipment leases
• Contract auto‑renewals
• Early termination penalties
• Markups on top of interchange
• Extra fees for tipping or pre‑auths

If you’ve ever looked at your statement and thought “WTF is this?”, you’re not alone. We’ll decode it for you — line by line — and show you your true cost.

The Questions No One Ever Asked You

Most reps try to sell you a system without understanding how your bar actually works. We ask the questions that actually matter:

• How do you accept payments?
• What percentage of your sales are AMEX?
• How many tips are adjusted after the transaction?
• Do you run tabs or pre‑auths?
• Do you batch once or multiple times per day?
• Do you need offline mode for bad WiFi nights?
• Do you want to own your hardware or lease it?
• Do you need handhelds for patio service?
• Do you want to integrate with your kitchen printer or KDS?
• Do you need Spanish‑language support for your staff?

Your answers determine the right POS + payments strategy — not the other way around.

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A real life example

Numbers based on $100.000 credit card sales per month with Cost + Model

Most owners only look at their “rate.” But the effective rate — what you actually pay — tells the real story.

Here’s what a typical bar or restaurant pays under different processors

Processor	Monthly Fees (est.)	Annual Fees (est.)	Savings Vs. ClearPay
Toast	$3110	$37.320	$4968 / Year
Square	$3200	$38.400	$6048 / Year
Stripe	$3150	$37.800	$5448 / Year
ClearPay	$2696	$32.352	–

Why the difference?

Because most processors charge:

• Flat rates that look simple but add up
• Higher AMEX and rewards card costs
• Extra fees for tips, batching, and re-auths
• Hidden surcharges buried in statements

ClearPay uses a transparent Cost+ model that shows you:

• Your true interchange
• Your real markup
• Your actual effective rate
• And where every dollar goes

When you understand your numbers, you stop overpaying.

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